http://www.alansims.com/http%3A__www.AlanSims.com/Straight_Talk_Mortgage_BLOG/Straight_Talk_Mortgage_BLOG.html Real estate appraisers are on the front line when it comes to witnessing real estate and mortgage fraud from other real estate counterparts. Our files at Alan R. Sims Appraising are replete with requests from mortgage brokers, real estate agents/brokers, and other real estate professionals requesting that our firm “bring in the highest value,” when appraising real property. Simply put, when the appraiser appraises a property at the highest value, the real estate professional makes MORE money and you pay for a property that is overvalued and worth LESS than you actually owe. Regardless of the value of your home, appraisers are paid a flat fee per appraisal. Their fees are not based on the value of the home. <br/><br/> <br/> In many cases, if appraisers don’t “play ball” with these individuals, we receive choice words, nasty notes and are “black balled” from being hired. Many of these real estate professionals have done this practice for so long, many are not even aware this is an illegal, fraudulent and unethical practice. It is simply the way “things have always been done.” <br/><br/><br/> Appraisers are valuable in the real estate transaction. They keep banks from lending too much money on a property that may not really be worth that “highest value” and protect buyers from paying too much for a home. To read more about why this is important, please see our “Frequently Asked Questions” page under “Is an unbiased, impartial appraisal really necessary?” This section also offers advice on how to avoid your real estate professional from influencing an appraised value.<br/><br/><br/>QUESTIONS: If you have any questions about any of the above issues, send an email or telephone 909-584-8820.<br/><br/><br/><br/><br/><br/><br/> iWeb 3.0.1 http://www.alansims.com/http%3A__www.AlanSims.com/Straight_Talk_Mortgage_BLOG/Entries/2009/7/27_Straight_Talk_Mortgage_Blog_25.html 648bd116-4bef-4d77-ba02-191205ba92a0 Mon, 27 Jul 2009 09:00:11 -0700 Alan R. Sims of The Center for Litigation &amp; Consumer Real Estate Education has become a regular mortgage commentator on the PBS <a href="http://kvcr.org/pages/1.asp">KVCR</a> program: <a href="http://www.socalmortgagecrisis.com/">It’s Your Call</a>.<br/><br/>This program is taped live every Friday by various mortgage and housing experts. <br/><br/>This Friday, July 31 at 7:00 p.m., Mr. Sims will be there along with James D. Cuzzolina, a CLCREE volunteer law student (of <a href="http://www.cslawschool.com/">California Southern Law School</a> of Riverside).<br/><br/>During this broadcast, Mr. Sims will announce the opening of a new non-profit organization: The Center for Litigation &amp; Consumer Real Estate Education. Tune in to see how this program can help you, or someone you may know, who has suffered during this mortgage crisis.<br/><br/>During this broadcast, call with your questions, this, and every Friday via: 1-866-367-5827 or email your questions to: <a href="mailto:questions@socalmortgagecrisis.com/">questions@socalmortgagecrisis.com</a>.<br/><br/>To view previously recorded programs, please go to <a href="http://www.KVCR.org/">www.KVCR.org</a> and click on the Facing the Mortgage Crisis icon in the left side of the website. You will be able to view this show via a <a href="http://www.youtube.com/">YouTube</a> platform on your computer. <br/><br/>Check your cable or satellite provider for channels. http://www.alansims.com/http%3A__www.AlanSims.com/Straight_Talk_Mortgage_BLOG/Entries/2009/7/8_Straight_Talk_Mortgage_Blog_24.html a4ad8748-f02a-451a-9a68-07e8771cdc4f Wed, 8 Jul 2009 23:34:13 -0700 If you are looking for the Do-It-Yourself Loan Modification section of this website, it has been moved to <a href="http://www.CLCREE.org/">www.CLCREE.org</a> (The Center for Litigation &amp; Consumer Real Estate Education) to serve those interested via a non-profit organization capacity. http://www.alansims.com/http%3A__www.AlanSims.com/Straight_Talk_Mortgage_BLOG/Entries/2009/6/29_Straight_Talk_Mortgage_Blog_23.html fcd2f5dc-c1d8-4dda-b7fc-ae462c9bb642 Mon, 29 Jun 2009 23:16:24 -0700 A thank you to producer, Ms. Janine Porter and the dedicated staff at KVCR for their warm reception as my first time as a mortgage commentator on the KVCR program: It’s Your Call. <br/><br/>To view this program, which originally aired on Friday, June 26, 2009, please go to <a href="http://www.KVCR.org/">www.KVCR.org</a> and click on the Facing the Mortgage Crisis icon in the left side of the website. You will be able to view this show via a YouTube platform.<br/><br/>If you have questions for future broadcasts, please catch It’s Your Call every Friday where there will be a live broadcast where viewers may call in with their mortgage questions.<br/><br/>Alan Sims will appear on future broadcasts. Please stay tuned to our blog for future appearance date announcements.<br/><br/>Check your cable or satellite provider for channels and program times. http://www.alansims.com/http%3A__www.AlanSims.com/Straight_Talk_Mortgage_BLOG/Entries/2009/6/15_Straight_Talk_Mortgage_Blog_22.html 3543ee78-b076-4ba8-b61b-9208720f6e43 Mon, 15 Jun 2009 09:00:13 -0700 Due to temporary program format changes, Alan R. Sims of Alan R. Sims Appraising will no longer be on channel 6 on “Mortgage Mondays.” However, we will continue to contribute to the “Straight Talk Mortgage Blog.” <br/><br/>Please check on our blog for up-to-date real estate and economic news and information. http://www.alansims.com/http%3A__www.AlanSims.com/Straight_Talk_Mortgage_BLOG/Entries/2009/5/4_Straight_Talk_Mortgage_Blog_21.html b3611845-afc8-4978-8a6a-d6e8099a9a75 Mon, 4 May 2009 09:00:36 -0700 You can watch Good Day Big Bear: The John Wells Show locally in the Big Bear Valley (San Bernardino County, California) area on Channel 6 every morning at 7:00 a.m, with a re-broadcast of the morning show at 7:00 p.m.; simulcast on 87.7 F.M.; or via the world wide web at: <a href="http://www.channel6bigbear.com/">http://www.channel6bigbear.com</a> during show times. http://www.alansims.com/http%3A__www.AlanSims.com/Straight_Talk_Mortgage_BLOG/Entries/2009/4/27_Straight_Talk_Mortgage_Blog_20.html a3ce1763-4dbd-4688-9885-e6901c6a0581 Mon, 27 Apr 2009 09:00:22 -0700 You can watch Good Day Big Bear: The John Wells Show locally in the Big Bear Valley (San Bernardino County, California) area on Channel 6 every morning at 7:00 a.m, with a re-broadcast of the morning show at 7:00 p.m.; simulcast on 87.7 F.M.; or via the world wide web at: <a href="http://www.channel6bigbear.com/">http://www.channel6bigbear.com</a> during show times. http://www.alansims.com/http%3A__www.AlanSims.com/Straight_Talk_Mortgage_BLOG/Entries/2009/4/13_Straight_Talk_Mortgage_Blog_19.html f6858cb4-baf4-4fca-b467-e25196d0d6a8 Mon, 13 Apr 2009 19:09:14 -0700 You can watch Good Day Big Bear: The John Wells Show locally in the Big Bear Valley (San Bernardino County, California) area on Channel 6 every morning at 7:00 a.m, with a re-broadcast of the morning show at 7:00 p.m.; simulcast on 87.7 F.M.; or via the world wide web at: <a href="http://www.channel6bigbear.com/">http://www.channel6bigbear.com</a> during show times. http://www.alansims.com/http%3A__www.AlanSims.com/Straight_Talk_Mortgage_BLOG/Entries/2009/4/6_Straight_Talk_Mortgage_Blog_18.html 0e6dd71e-0ff5-40fd-b6e3-910b07474ee8 Mon, 6 Apr 2009 18:29:28 -0700 You can watch Good Day Big Bear: The John Wells Show locally in the Big Bear Valley (San Bernardino County, California) area on Channel 6 every morning at 7:00 a.m, with a re-broadcast of the morning show at 7:00 p.m.; simulcast on 87.7 F.M.; or via the world wide web at: <a href="http://www.channel6bigbear.com/">http://www.channel6bigbear.com</a> during show times. http://www.alansims.com/http%3A__www.AlanSims.com/Straight_Talk_Mortgage_BLOG/Entries/2009/3/30_Straight_Talk_Mortgage_Blog_17.html 776d6abf-2841-4963-9af7-941b8d0d4ab8 Mon, 30 Mar 2009 09:00:11 -0700 You can watch Good Day Big Bear: The John Wells Show locally in the Big Bear Valley (San Bernardino County, California) area on Channel 6 every morning at 7:00 a.m, with a re-broadcast of the morning show at 7:00 p.m.; simulcast on 87.7 F.M.; or via the world wide web at: <a href="http://www.channel6bigbear.com/">http://www.channel6bigbear.com</a> during show times. http://www.alansims.com/http%3A__www.AlanSims.com/Straight_Talk_Mortgage_BLOG/Entries/2009/3/23_Straight_Talk_Mortgage_Blog_16.html 8a74d271-051d-427f-b41f-624e16488a10 Mon, 23 Mar 2009 09:00:30 -0700 You can watch Good Day Big Bear: The John Wells Show locally in the Big Bear Valley (San Bernardino County, California) area on Channel 6 every morning at 7:00 a.m, with a re-broadcast of the morning show at 7:00 p.m.; simulcast on 87.7 F.M.; or via the world wide web at: <a href="http://www.channel6bigbear.com/">http://www.channel6bigbear.com</a> during show times.<br/><br/>A big THANK YOU to John Wells for giving me the opportunity to fill in as Monday’s host during his illness. John, it was not easy to fill “your shoes,” and I thank you for your confidence in me! We hope you are feeling better. <br/><br/>While I enjoyed the chance to make my television hosting debut, may you never be sick again. You make this difficult job look easy! http://www.alansims.com/http%3A__www.AlanSims.com/Straight_Talk_Mortgage_BLOG/Entries/2009/3/16_Straight_Talk_Mortgage_Blog_15.html 96fcd2f1-3ac2-4d0e-bd1c-5cc0b0244233 Mon, 16 Mar 2009 09:00:41 -0700 You can watch Good Day Big Bear: The John Wells Show locally in the Big Bear Valley (San Bernardino County, California) area on Channel 6 every morning at 7:00 a.m, with a re-broadcast of the morning show at 7:00 p.m.; simulcast on 87.7 F.M.; or via the world wide web at: <a href="http://www.channel6bigbear.com/">http://www.channel6bigbear.com</a> during show times. http://www.alansims.com/http%3A__www.AlanSims.com/Straight_Talk_Mortgage_BLOG/Entries/2009/3/9_Straight_Talk_Mortgage_Blog_14.html d59add95-1c3a-49ff-ac3e-a3f25c2b00a4 Mon, 9 Mar 2009 19:11:57 -0700 On March 4, 2009, as part of President Obama’s national stimulus plan, a “Making Home Affordable Plan” (<a href="http://www.MakingHomeAffordable.gov/">www.MakingHomeAffordable.gov</a>) was introduced by the administration.  Below is a brief overview of the plan:<br/><br/>The plan is designed to support the following actions:<br/><br/> (1) Home Affordable Modification - A Loan Modification Program that is estimated to reach 3 to 4 Million Homeowners.
<br/> (2) Home Affordable Refinance - A Refinancing Program that is estimated to reach 5 Million Homeowners.
<br/> (3) Uniform Guidelines for loan modifications.
<br/> (4) Financial Stability Plan Participants required participation.
<br/> (5) Modification of Home Mortgages during bankruptcy.
<br/> (6) Strengthen Hope for Homeowners Program
<br/> (7) Support Local Communities affected by foreclosures
<br/> (8) Help displaced renters http://www.alansims.com/http%3A__www.AlanSims.com/Straight_Talk_Mortgage_BLOG/Entries/2009/3/2_Straight_Talk_Mortgage_Blog_13.html 03b145f5-3697-475d-bfb1-6407b7c49e4c Mon, 2 Mar 2009 09:00:25 -0800 You can watch Good Day Big Bear: The John Wells Show locally in the Big Bear Valley (San Bernardino County, California) area on Channel 6 every morning at 7:00 a.m, with a re-broadcast of the morning show at 7:00 p.m.; simulcast on 87.7 F.M.; or via the world wide web at: <a href="http://www.channel6bigbear.com/">http://www.channel6bigbear.com</a> during show times. http://www.alansims.com/http%3A__www.AlanSims.com/Straight_Talk_Mortgage_BLOG/Entries/2009/2/23_Straight_Talk_Mortgage_Blog_12.html bcdf8037-91f9-4158-b35c-253ff6ab7343 Mon, 23 Feb 2009 09:00:38 -0800 You can watch Good Day Big Bear: The John Wells Show locally in the Big Bear Valley (San Bernardino County, California) area on Channel 6 every morning at 7:00 a.m, with a re-broadcast of the morning show at 7:00 p.m.; simulcast on 87.7 F.M.; or via the world wide web at: <a href="http://www.channel6bigbear.com/">http://www.channel6bigbear.com</a> during show times. http://www.alansims.com/http%3A__www.AlanSims.com/Straight_Talk_Mortgage_BLOG/Entries/2009/2/16_Straight_Talk_Mortgage_Blog_11.html e0020ea0-192e-4641-abda-816413343d1d Mon, 16 Feb 2009 09:00:20 -0800 You can watch Good Day Big Bear: The John Wells Show locally in the Big Bear Valley (San Bernardino County, California) area on Channel 6 every morning at 7:00 a.m, with a re-broadcast of the morning show at 7:00 p.m.; simulcast on 87.7 F.M.; or via the world wide web at: <a href="http://www.channel6bigbear.com/">http://www.channel6bigbear.com</a> during show times. http://www.alansims.com/http%3A__www.AlanSims.com/Straight_Talk_Mortgage_BLOG/Entries/2009/2/9_Straight_Talk_Mortgage_Blog_10.html 856e0e01-4897-473b-9380-80abde17fb07 Mon, 9 Feb 2009 09:00:48 -0800 You can watch the Good Day Big Bear: The John Wells Show locally in the Big Bear Valley (San Bernardino County, California) area on Channel 6 every morning at 7:00 a.m, with a re-broadcast of the morning show at 7:00 p.m.; simulcast on 87.7 F.M.; or via the world wide web at: <a href="http://www.channel6bigbear.com/">http://www.channel6bigbear.com </a>during show times. http://www.alansims.com/http%3A__www.AlanSims.com/Straight_Talk_Mortgage_BLOG/Entries/2009/2/2_Straight_Talk_Mortgage_Blog_9.html 46f37307-b529-46bd-81ce-0e63852275cb Mon, 2 Feb 2009 16:40:04 -0800 You can watch the Good Day Big Bear: The John Wells Show locally in the Big Bear Valley (San Bernardino County, California) area on Channel 6 every morning at 7:00 a.m, with a re-broadcast of the morning show at 7:00 p.m.; simulcast on 87.7 F.M.; or via the world wide web at: <a href="http://www.channel6bigbear.com/">http://www.channel6bigbear.com </a>during show times. http://www.alansims.com/http%3A__www.AlanSims.com/Straight_Talk_Mortgage_BLOG/Entries/2009/1/26_Straight_Talk_Mortgage_Blog_8.html 82e2df8a-bcf7-4675-ad6f-b99be83d2d99 Mon, 26 Jan 2009 09:00:01 -0800 You can watch the Good Day Big Bear: The John Wells Show locally in the Big Bear Valley (San Bernardino County, California) area on Channel 6 every morning at 7:00 a.m, with a re-broadcast of the morning show at 7:00 p.m.; simulcast on 87.7 F.M.; or via the world wide web at: <a href="http://www.channel6bigbear.com/">http://www.channel6bigbear.com</a> during show times. http://www.alansims.com/http%3A__www.AlanSims.com/Straight_Talk_Mortgage_BLOG/Entries/2009/1/19_Straight_Talk_Mortgage_Blog_7.html 54a1e331-48ca-4701-abff-60b128c3b2d2 Mon, 19 Jan 2009 09:00:36 -0800 You can watch the Good Day Big Bear: The John Wells Show locally in the Big Bear Valley (San Bernardino County, California) area on Channel 6 every morning at 7:00 a.m, with a re-broadcast of the morning show at 7:00 p.m.; simulcast on 87.7 F.M.; or via the world wide web at: <a href="http://www.channel6bigbear.com/">http://www.channel6bigbear.com</a> during show times. http://www.alansims.com/http%3A__www.AlanSims.com/Straight_Talk_Mortgage_BLOG/Entries/2009/1/12_Straight_Talk_Mortgage_Blog_6.html 8be9f6b8-d8a3-4e65-8773-7b7f98edc61d Mon, 12 Jan 2009 09:00:41 -0800 You can watch the Good Day Big Bear: The John Wells Show locally in the Big Bear Valley (San Bernardino County, California) area on Channel 6 every morning at 7:00 a.m, with a re-broadcast of the morning show at 7:00 p.m.; simulcast on 87.7 F.M.; or via the world wide web at: <a href="http://www.channel6bigbear.com/">http://www.channel6bigbear.com</a> during show times. http://www.alansims.com/http%3A__www.AlanSims.com/Straight_Talk_Mortgage_BLOG/Entries/2009/1/5_Straight_Talk_Mortgage_Blog_5.html 795bf87e-b8ed-47c7-9da3-9661cd9757bb Mon, 5 Jan 2009 00:00:00 -0800 You can watch the Good Day Big Bear: The John Wells Show locally in the Big Bear Valley (San Bernardino County, California) area on Channel 6 every morning at 7:00 a.m, with a re-broadcast of the morning show at 7:00 p.m.; simulcast on 87.7 F.M.; or via the world wide web at: <a href="http://www.channel6bigbear.com/">http://www.channel6bigbear.com</a> during show times. http://www.alansims.com/http%3A__www.AlanSims.com/Straight_Talk_Mortgage_BLOG/Entries/2008/12/22_Straight_Talk_Mortgage_Blog_4.html 9dc2b245-2834-4e8c-9a0d-2096a0f5fda1 Mon, 22 Dec 2008 09:00:22 -0800 You can watch the Good Day Big Bear: The John Wells Show locally in the Big Bear Valley (San Bernardino County, California) area on Channel 6 every morning at 7:00 a.m, with a re-broadcast of the morning show at 7:00 p.m.; simulcast on 87.7 F.M.; or via the world wide web at: <a href="http://www.channel6bigbear.com/">http://www.channel6bigbear.com</a> during show times. http://www.alansims.com/http%3A__www.AlanSims.com/Straight_Talk_Mortgage_BLOG/Entries/2008/12/8_Straight_Talk_Mortgage_Blog_3.html ad2d28af-7000-42b4-a0b5-dc6f28d92b75 Mon, 8 Dec 2008 09:00:00 -0800 You can watch the Good Day Big Bear: The John Wells Show locally in the Big Bear Valley (San Bernardino County, California) area on Channel 6 every morning at 7:00 a.m, with a re-broadcast of the morning show at 7:00 p.m.; simulcast on 87.7 F.M.; or via the world wide web at: <a href="http://www.channel6bigbear.com/">http://www.channel6bigbear.com</a> during show times. http://www.alansims.com/http%3A__www.AlanSims.com/Straight_Talk_Mortgage_BLOG/Entries/2008/11/24_Straight_Talk_Mortgage_Blog_2.html fdf3f375-0df4-4b27-9bd3-7ee3119fa082 Mon, 24 Nov 2008 09:00:23 -0800 You can watch the Good Day Big Bear: The John Wells Show locally in the Big Bear Valley (San Bernardino County, California) area on Channel 6 every morning at 7:00 a.m, with a re-broadcast of the morning show at 7:00 p.m.; simulcast on 87.7 F.M.; or via the world wide web at: <a href="http://www.channel6bigbear.com/">http://www.channel6bigbear.com</a> during show times.<br/><br/>Alan R. Sims Appraising would like to thank John Wells for inviting us on our first in a series of Mortgage Information Programs for those in or near foreclosure and/or for those who want to stay informed. It is our hope that we can pass on up-to-date information on Federal and Private Mortgage Assistance.